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AML Policy
Anti-Money Laundering and Counter-Terrorist Financing Policy for Cryptocurrency Transactions
1. Purpose
This Anti-Money Laundering (AML) Policy describes the procedures and principles we follow to prevent the use of our platform for money laundering, terrorism financing, and other illicit activities involving cryptocurrency.
We are committed to complying with international AML/CFT standards, including FATF recommendations, and applicable legal frameworks in the jurisdictions where we operate.
2. AML Infrastructure and Payment Providers
All cryptocurrency transactions made through our platform are processed via third-party payment providers with built-in AML controls:
Cryptomus — offers automatic wallet scoring, blockchain analysis, and real-time AML monitoring;
CoinPayments — operates a secure platform with transaction screening and fraud prevention measures.
We rely on these providers to:
Analyze every wallet and transaction for AML/CFT risk factors;
Block, delay, or hold suspicious payments;
Request enhanced due diligence (EDD) when necessary;
Report suspicious activity in compliance with relevant regulations.
3. Customer Responsibilities
By using our services, you agree to the following:
You will only use cryptocurrency from legal, traceable sources;
You will not engage in or facilitate activities involving high-risk wallets, mixers, darknet markets, or sanctioned entities;
You agree to undergo KYC verification via our partner Sumsub when requested;
You understand that transactions flagged by AML systems may be delayed, rejected, or held pending further review.
4. High-Risk Wallets and Prohibited Transactions
We reserve the right to block, suspend, or deny any payment linked to:
Addresses associated with criminal, fraudulent, or terrorist activity;
Anonymous services such as coin mixers, tumblers, or non-KYC exchanges;
Sanctioned wallets or jurisdictions subject to OFAC, EU, or UN restrictions;
Platforms or individuals flagged by our payment providers' risk engines.
5. KYC and Enhanced Due Diligence (EDD)
In the event of an AML alert or unusual transaction pattern, we may require:
Full KYC verification via Sumsub;
Proof of source of funds;
Additional documentation to assess compliance.
Failure to complete KYC when required may result in:
Service suspension,
Blocked or withheld funds,
Refusal of refunds.
6. Refunds and AML Holds
If a transaction is held due to an AML flag:
Funds will not be released until the issue is resolved;
KYC and satisfactory evidence of legal fund origin may be required;
If mandated by law, funds may be forfeited or reported to relevant authorities.
Refunds are processed only:
Through the same payment method used;
In accordance with our Refund and KYC policies;
Minus applicable processing and compliance fees (10%).
7. Privacy and Legal Cooperation
Our AML procedures:
Fully comply with data protection laws, including GDPR;
Ensure that sensitive customer data is handled only within regulated systems (Sumsub, Cryptomus, CoinPayments);
Allow for cooperation with law enforcement or regulatory authorities upon receipt of valid legal requests.
8. Policy Acceptance
By using our services and paying with cryptocurrency, you:
Accept the terms of this AML Policy;
Confirm that your funds are not connected to illegal activity;
Agree to cooperate with AML/KYC procedures when necessary;
Acknowledge that non-compliance may lead to account suspension, loss of access to funds, or refusal of service.
Final Statement
We are committed to maintaining a secure, transparent, and legally compliant ecosystem. Our collaboration with leading payment providers such as Cryptomus and CoinPayments, combined with independent KYC verification through Sumsub, helps us protect our infrastructure and clients from the risks associated with illicit financial behavior.
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